Statement Savings Accounts

The minimum balance to open a statement savings account is $50.00. A balance of $50.00 must be maintained in order to earn the current annual percentage yield. The interest rate on this type of account is variable. A monthly service charge of $5.00 will be assessed for balances below $50.00

Certificate of Deposit

Invest in a Belmont Federal Certificate of Deposit and put your money to work! Certificates of Deposit are available in a variety of terms to best meet your needs, with terms as short as 7 days or as long as 2 ½ years with competitive interest rates. Call us at 704 825-9861 for our current rates or see one of our friendly customer service representatives for individual hometown attention.

Money Market Deposit Accounts

Enjoy the combined features of a savings and checking plan by opening a Money Market Deposit Account at Belmont Federal. We also have a Premier Money Market Deposit Account which earns a higher interest rate for balances maintained at $25,000 and above.